Insurance

Do You Need an Umbrella Insurance Policy?

There are two important aspects to wealth building.  The first is investing so as to grow your assets.  The second is to protect those assets through insurance and other means.  For example, you probably have homeowners and auto insurance.  These help protect your assets should you have a car wreck or if there is damage […]

Using Home Equity to Fund Long-Term Care

Have you thought about whether you might need long-term care as you get older?  The Department of Health and Human Services has determined that 70% of adults who survive to age 65 will need long-term services and support before they die and that 48% of those people will receive some paid care over their lifetime.  […]

Original Medicare or Medicare Advantage?

If you are already on Original Medicare or Medicare Advantage, you probably know that October 15 – December 7 is the Open Enrollment Period.  That’s when you can make changes to your health insurance.  Maybe you started out on Original Medicare and you’ve started to wonder if Medicare Advantage might be better for you.  Or […]

Do You Really Need This Insurance?

Some insurance is certainly essential to our financial health.  This normally includes health insurance, auto insurance and homeowner’s or renter’s insurance.  Often it also includes long-term-care insurance and personal liability umbrella insurance.  Business owners need additional coverage.  However, there are several types of insurance that just aren’t worth the money for most of us.  Here’s […]

Financial Planning Resolutions

Well, we’re one month into 2017.  If you haven’t made any financial resolutions yet, now is a great time to review your financial scorecard for last year and then look for ways to improve in 2017.  Here are some financial goals you could take in to consideration this year. Calculate Your Net Worth If you […]